Italy buildings collapse after suspected gas blast

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My Left Breast: The gift that keeps on giving

Yesterday, Ken and I went back to the oncologist's office at the bi-weekly chemo appointment time - 8:30 am.? But for the first time in 20 weeks it was for a follow-up visit, not a treatment, and it actually felt very different.? They still weighed me (damn them!) and poked my finger, and then we got down to brass tacks planning the next five years of my life.

I start Tamoxifen now, and will take it for five years.? It's classified less-than-scientifically as an ESD - that is, an Estrogen Sucking Drug.? As that label implies Tami suppress my estrogen in an effort to reduce "feeding" my estrogen-receptive cancer with, well, estrogen.? Technically Tami is considered "treatment," but I don't see it the same as the chemo and radiation I have done, although there are considerable side effects with this drug, too, including cervical and uterine cancer, and ovarian cysts.? So much fun...

I learned yesterday, too, that I now have osteopenia - a decrease in my bone density.? I did not have osteopenia prior to starting chemo. ? It is caused by - drum roll, please - a loss of estrogen.? Interestingly enough, runners are also often affected by osteopenia.? It doesn't appear that I can reverse this - but I can work towards preventing it from going to the next step - osteoporosis.?

I asked my wonderful nurse-practitioner about follow-up testing like PET scans and tumor marker blood tests, and she said matter-of-frankly, "There aren't any tests that will predict if your cancer will come back.? Tumor marker tests are only one piece of the pie."? In the end, the reality is that if I notice something "different" or I feel significant pain for longer than a couple of days, I contact their office and we go from there.? There's no way to know if the cancer will come back - until it actually has.? And this is okay, really.? Because I can spend my time worrying about a recurrence, but that doesn't change anything.? In the end, it is what it is - and I don't want to waste my time worrying about something I cannot control.

My clinical trial coordinator shared with me two wonderful gifts before we parted:? a delicate crystal bracelet with a pink ribbon charm, and a book about Life After Treatment.? There is a chapter that provides numerous statistics indicating that recurrence - both local and metastatic - tend to occur in the early years (typically three) after the end of treatment.? However, recurrences can happen 20+ years later.? In this way, breast cancer is different than most other cancers, whereby at a certain point survivors are considered "cured."? This is yet another reason why we hear the rallying cry for "The Cure" so frequently - we are rarely ever "cured" but rather "dancing with NED" (No Evidence of Disease).? As the author points out:

"This is why, when it comes to breast cancer, there are no absolute guarantees of cure after treatment.? It simply isn't possible to reduce risk of recurrence to zero - to say positively that you are cured as of this moment and there is no change you will ever have to worry about breast cancer again.? There is no magical five-year or ten-year point in time when breast cancer can be described as cured.? For women who are living with NED there is only a steadily declining risk."

So I hope to be dancing my own Happy Dance with Ned here pretty soon.? In the meantime, BC continues to be the gift that keeps on giving.? Life will never be what it was - but it will be - it is - very, very good.? I'm so grateful for each and every day.

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Few Bright Spots in 1Q12 Enterprise Voice Equipment ... - VoIP News

Market innovation firm Infonetics Technology today released excerpts from its first quarter 2012 Enterprise Unified Communication, VoIP, and TDM Equipment vendor market share report, which tracks traditional PBX (Private -Automatic- Branch Exchange) and KTS phone systems, IP PBX (Private -Automatic- Branch Exchange) systems, voice over IP gateways, unified communications applications, and IP phones.

Strengthening PBX market recovery

"We have been closely monitoring year-over-year growth rates for signs of a strengthening PBX market recovery, and the fact that global revenue in the first quarter of 2012 was down slightly from the year-ago first quarter indicates that we are looking at another year of modest growth in the PBX market," notes Diane Myers, principal analyst for VoIP (Voice over Internet Protocol) and IMS at Infonetics Technology.

Myers adds: "With businesses adding fewer employees or holding off on upgrades for as long as possible, the competition in the enterprise telephony market has gotten very aggressive. Cisco and Avaya, who've been battling neck-and-neck for more than 2 years, remain on top in spite of lower revenue this quarter. In the meantime, NEC and Siemens Enterprise are two of the few vendors who managed to increase their PBX revenue this quarter."

International market innovation

Infonetics Innovation is an international market innovation and consulting firm serving the communications industry since 1990. A leader in defining and tracking emerging and established technologies in all world regions, Infonetics helps customers plan, strategize, and compete effectively.

Cisco and Avaya, who've been battling neck-and-neck for more than 2 years, remain on top in spite of lower revenue this quarter. In the meantime, NEC and Siemens Enterprise are two of the few vendors who managed to increase their PBX revenue this quarter.

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Gay, lesbian supporters cheer Obama at fundraiser

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Google adds warning of 'state-sponsored attacks'

In this photo taken Tuesday, March 23, 2010, Chinese security guards stand near the Google logo at the company's then head office in Beijing, China. Google said Wednesday, June 6, 2012, that it has added a feature to warn users whose accounts it believes are targets of "state-sponsored attacks," but the Internet giant did not cite a specific government. (AP Photo/Ng Han Guan)

In this photo taken Tuesday, March 23, 2010, Chinese security guards stand near the Google logo at the company's then head office in Beijing, China. Google said Wednesday, June 6, 2012, that it has added a feature to warn users whose accounts it believes are targets of "state-sponsored attacks," but the Internet giant did not cite a specific government. (AP Photo/Ng Han Guan)

BEIJING (AP) ? Google said Wednesday that it has added a feature to warn users whose accounts it believes are targets of "state-sponsored attacks," but the Internet giant did not cite a specific government.

Google Inc., however, closed its search engine in China in 2010 after saying it no longer wanted to cooperate with Beijing's Internet censorship following hacking attacks traced to China.

A message that says "Warning: We believe state-sponsored attackers may be trying to compromise your account or computer" will appear onscreen if users are targeted, Eric Grosse, a vice president for security engineering, wrote on a company blog.

Google cannot say how it knows activity is state-sponsored without giving information that would help attackers, Grosse wrote. But detailed analysis and victim reports "strongly suggest the involvement of states or groups that are state-sponsored," he wrote.

A report in November by U.S. intelligence agencies said Chinese and Russian intelligence services and companies with state ties systematically break into American computer systems to steal commercial information.

Western security experts say China's military is a leader in cyberwarfare research.

Beijing has rejected suggestions by Western security experts that its military or government agencies were involved in the Google hacking. But it has not responded publicly to appeals by U.S. Secretary of State Hillary Rodham Clinton and other officials to help investigate hacking attacks.

Google's latest move comes after the company added a feature to its Chinese-language search engine in Hong Kong last week that warns users in China who enter search keywords that might produce blocked results. It highlights which terms might trigger filters, challenging official Chinese efforts to conceal censorship.

Google's 2010 announcement that it was closing its search engine in China said email accounts of human rights activists critical of China had been hacked. The company said some of its intellectual property also was stolen in a separate attack that targeted at least 20 other large companies.

Last year, Google said computer hackers in China broke into the personal Gmail accounts of several hundred people, including senior U.S. government officials, military personnel and political activists. That intrusion was based on less sophisticated trickery used to obtain passwords and other information.

Associated Press

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Corning's Willow Glass Moves Ahead of the Curve

Corning unveiled a new flexible glass -- called "Willow Glass" -- at the Society for Information Display's Boston Display Week on Monday. It's about as thick and flexible as a piece of paper, while having the strength, durability and other qualities of existing glass. Willow Glass can be made as thin as 0.05mm, which is far thinner than the current 0.2mm or 0.5mm display glass.

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Meet With an Experienced Business Counselor for Free ? Fullerton ...

by Rachael Mitchell on June 5, 2012

SCORE is offering several opportunities for small business owners to seek helpful counsel at no cost.

These experienced business counselors have one hour appointments available for the coming week from 9 AM ? 1:30 PM.?You can choose the location and?your counselor.?

Experienced Business Counselors will give you one hour of their time this coming week at no charge to discuss any business issues that you may have. There is no catch?.this is really free! Here are the counselors with available appointments for the coming week:

Tuesday June 5: Laguna Beach

Jack Curtis ? Expertise: Start-up, Business Turnarounds, Business to Business Sales/Marketing, Business Plan. Jack holds a BS degree from the University of Redlands. To make an appointment with Jack Click Here

Tuesday June 5: Laguna Woods

Daniel Rosen ? Expertise: Apparel ? Sportswear (Design, Import, National Distribution), Buying & Selling a Business, Clothing Retail, Consulting, Marketing & Sales, Real Estate Brokerage. To make an appointment with Dan Click Here

Tuesday June 5: Mission Viejo

Bruce McCombs ? Expertise: Sales (using project management), Marketing, Internet/Ecommerce, Data Mining, Social Media, Pricing, Start-Ups, Business Plans, Cash Flow, Strategies, Real Estate. To make an appointment with Bruce Click Here

Wednesday June 6: Garden Grove

Jerry Margolin ? Expertise: Business to Business Sales, Customer Service, Selling Through Manufacturer Representatives, Advertising/PR, Freight Forwarding, Business Start-ups. To make an appointment with Jerry Click Here

Thursday June 7: Corona Del Mar

Joe Di Stanislao ? Expertise: Marketing Particularly Consumer Products, Marketing through Retail Distribution, Sales promotion, International Marketing and Sales, Prepared Foods Sales and Distribution. To make an appointment with Joe Click Here

Thursday June 7: Cypress

James Goff ? Expertise: Accounting, QuickBooks Basics, Advertising / Public Relations, Internet & Social Media Marketing, Computer & Data Processing, Electronics, Consulting Business, Manufacturing, Sales, Strategic Planning, International Trade, Start-ups, Budgeting, Cashflow. To make an appointment with Jim Click Here

Thursday June 7: Lake Forest

Bill Bowers ? Expertise: Start-ups, Cash flow, Business plans, Electronics manufacturing and Engineering. To make an appointment with Bill Click Here

Thursday June 7: Orange

Terry Chambless ? Expertise: Business plans, Strategic Planning, Financial Planning, Budgeting and Forecasting, Sales and Marketing, Sales Management, Business Start-up Planning, QuickBooks Basics. To make an appointment with Terry Click Here

Friday June 8: Huntington Beach

Bill Montgomery ? Expertise: Industrial Engineering, Manufacturing Operations, Business Plan, Management Accounting, Operations Management Software, Supply Chain Management, Inventory and Capacity Control.??To make an appointment with Bill Click Here

Tagged as: business counseling, free business consulting, marketing, score, small business

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Don't Just Wing It. Learn Some Great Tips For A Strong Home ...

Homes can look newer with the help of floor covering in rooms. A reliable contractor can lay down a new carpet, hardwood or laminate floor in no time at all or, if you are so inclined, look for supplies a a local retailer and do the project yourself.

It may be time to paint the exterior of the home if you are looking for a way to jumpstart home improvements. Painting your home improves the curb appeal and makes it look new again. Pick vibrant colors, and you may even feel like you have a new house.

Do not use price as the only consideration when choosing a contractor. Although such deals may seem attractive, some contractors quote a low price in order to be awarded a job, but then tack on additional charges as the work proceeds. A low price can indicate the quality of work that will be rendered. One great way to get a good contractor is to ask friends who have experienced good remodels about who they used and then get bids from all the recommended builders.

White tile is a great option when redoing your roof. Dark tiles absorb sunlight, increasing heat in your attic. Therefore, by using a lighter color, your attic will remain cooler. When you use light colored tiles, you can comfortably enter your attic in the summertime.

Now that you have read the sound and practical home improvement information in the article above, you can take your home improvement dreams one step closer to becoming reality. The tips here give you confidence to create what is in your head, and allows you to do it the proper way.

For more information about kitchen remodeling, bathroom remodeling, hardwood flooring or any other home or house remodeling related project please contact general contractor and licensed carpenter Alex G from 1RemodelingChicago.com or call (847) 729-4278.

This entry was posted on Tuesday, June 5th, 2012 at 11:40 pm and is filed under Home Improvement Tips. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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Jessica Korda creates her own racket (Rochester Democrat and Chronicle)

Share With Friends: | | Politics - Top Stories News, News Feeds and News via Feedzilla.

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"Dark Knight Rises" footage premieres at MTV Movie Awards

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Onshore Or Offshore Investment in New Zealand - Biotech Versus ...

6:00 PM By Article Directory

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New Zealand is an English speaking, democratic country of the British Commonwealth. It has a free market economy, political stability, a first rate educational system, and strong research, business, and entrepreneurial communities. New Zealand offers the foreign investor the opportunity for attractive investments onshore and a legal vehicle for operating a New Zealand offshore financial company, an NZOFC, on its shores. Onshore investments in New Zealand may deal locally or tie into New Zealand's healthy export economy. Offshore investments in New Zealand will take advantage of business opportunities and what are essentially banking clients throughout the globe, but not in country.

New Zealand

New Zealand is located in the South and Western Pacific Ocean on two large islands. The majority of New Zealand's inhabitants are of European descent and the most commonly spoken language by far is English. It is a developed country with high internat ional rankings in economic freedom, lack of corruption, and education. International surveys of the world's most livable cities always see New Zealand's urban areas at or near the top of the list. Its British Empire heritage is still in evidence by the fact that its head of state is Elizabeth II, the queen of England. The queen is represented by the Governor-General but administrative power is in the hands of the Cabinet of New Zealand.

New Zealandis well known in the business world for having a culture of innovation and a stable political environment, especially as relates to doing business. New Zealand consistently ranks high in surveys on ease of doing business. The various factors combine to make New Zealand a great place to invest. Specifically there are a number of business areas for which New Zealand stands out. These are biotechnology and agricultural technology, creative activities such as digital and creative arts, design fashion, publishing, textiles and dig ital content.

Specialized manufacturing thrives in New Zealand with businesses specializing in clean technology, defense, both light and heavy engineering, plastics, composites, and metals technologies. Much of this derives from the country's strong educational and research base.

An economic strength of New Zealand is its food and beverage industry that tripled its exports in the last two decades. Its technical strength shows in its computer and software industry. New Zealand deals in wireless infrastructure, health informational technology, transport, logistics, and supply chain management technology, and communications technology with geospatial applications.

With a healthy environment and large forests New Zealand has a thriving export business in lumber and other forest products. The other aspect of New Zealand's healthy environment and natural beauty is that the country is a tourist destination that attracts over two million visitors a year and billion s of tourist dollars.

Consultancy services

During the wave of deregulation that swept many developed countries during the 1980's New Zealand developed consultancy services to help the commercial and social environment adapt. These consultancy services are especially helpful for those wishing to invest onshore in New Zealand of establish and offshore business licensed and based there. Whether it is investing in world class biotechnical research aimed at genomics, reproduction, cloning, or molecular techniques aimed at enhancing animal productivity there is a home grown industry in New Zealand ready to help the interested investor.

For those interested in doing business internationally but with New Zealand as a base there is one especially attractive option. It is the bank that is not a bank. This is a New Zealand Offshore Financial Company, an NZOFC. This sort of operation can take interest bearing deposits, make loans, offer credit and debi t card services, provide trust services, and much more. An NZOFC can effectively function as an offshore bank. However, it cannot do business in New Zealand. Also, because it is governed under a different set of laws than banks it cannot be referred to as a bank. An attractive aspect of an NZOFC is that it does not have any capital requirements and is not subject to New Zealand Central Bank regulation.

A useful bit of information for investors is that companies doing business in New Zealand are commonly taxed. A New Zealand Special Purpose Company which is an offshore company, however, can be set up to be the trustee of a non-resident New Zealand trust. This sort of offshore business arrangement is not taxable in New Zealand except in so far as any income is gained in the country of New Zealand.

As with many offshore company setups an international business company out of New Zealand will typically do business throughout the world, hold bank accounts, and invest anywhere outside of New Zealand. Such a business will be a tax free offshore company.

Once incorporated, the company is generally free to do business, open bank accounts, or invest anywhere in the world. If a company wishes to take advantage of the sort of asset protection features often available offshore the coupling of the business with a trust is helpful.

If an investor is interested in the bank that is not a bank, namely a New Zealand Offshore Financial Company, such an institution can be licensed and formed by anyone irrespective of nationality. The principals need not be resident in New Zealand although it is not uncommon for an NZOFC to have at least one shareholder, officer, or manager who is a New Zealand resident only because there may be, at times, issues that are more easily handled by someone physically present in the country.

When investing in New Zealand or choosing to license an offshore company in New Zealand the investor will typically wi sh to look at what business opportunities are available onshore as well as offshore. To the degree that tax advantages or the asset protection and privacy features of an offshore business are important the principals of a business may well choose a complete "offshore" route. To the degree that business opportunity in the country of New Zealand is attractive the principals will be able to seek advice on investment opportunities onshore instead of offshore.

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An offshore formations and banking specialist working for several companies regarding offshore structures, formation of companies, foundations, banks and financial institutions in several jurisdictions, including provision of government issued financial licenses.

Working for User Bancorp Ltd, which is providing private and corporate accounts, merchant accounts, offshore companies such as Belize IBC's (International Business Company), Panama corporations and foundations, wire transfer services, managed funds/forex, credit- debit- and prepaid card issuing.

We also offer co-ownership and shares in different investment programs such as real estate investment in profitable jurizdictions like Panama, Belize and Spain.

Certificate of Deposit/Term Deposit accounts available up to 9 % p.a.

Contact me on e-mail: geir.holstad@userbancorp.com

Article Sourc e: http://EzineArticles.com/?expert=Geir_Holstad

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Milwaukee Business Networking Opportunities: SEO Cyprus

By Jason Pique

How to Make SEO a Reality in Cyprus

The internet's hold on the economic success of the world is getting larger every day. This is generally a good thing, though, because it has given companies an international platform on which to work and to create an astonishing level of global wealth. Even for smaller, secluded regions like Cyprus, the internet has been a boon to business, as companies there get the opportunity to find international success. The kind of benefit this access can bring is too large to comprehend. These advantages still leave the struggle to be found amid all the chatter and clutter on the internet. There is a solution to this problem, though, and it goes by the name of search engine optimization, or SEO. SEO is a great tool in the marketing play book, and in this article we will examine why this is.

Our first step is to define SEO and its accompanying strategies. More than anything else, the aim of an SEO strategy is to make your website seem like it is the prime authority on whatever your industry is. In order to do this, there is a technique called link building that essentially creates a number of other web properties and populates them with relevant posts and articles on your industry. Then, links are established from these blogs to your website. The result is that it appears like your website has a lot of followers and is therefore a trustworthy one to look to for business relations.

If you are unsure how this ties into your company's success, the answer is here. Nowadays, just about all of your online business (and much of your offline business) will come from people discovering your company when they search for someone who can provide what they need. Unfortunately, if your company is not close to the top of the search rankings, you will probably go unnoticed by most consumers.

Search engine rankings are calculated based on how authoritative a website seems to be. By having links leading back to your website, you will be demonstrating to search engines that you are the authority. You can truly improve your search rankings through the creation of quality links throughout the web.

The best way to get this done is to invest your money in a company that specializes in search engine optimization. They will take care of establishing the web properties, creating the content, and building the links to your company. Your only job is to enjoy the process.

If you are located in Cyprus and want to compete globally, search engine optimization is your first and most important step.

About the Author:

Whenever you enterSearch Marketing Cyprus into the search engine,do you find what you need?

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Green Tea ? The Gift From Asia - Home Ideas and Tips

The fact that green tea is healthy to consume is no secret; indeed, more and more is becoming known about how versatile this food is for specific and general health. Yes, this is a versatile food because it can help with heart support and weight control; the latter due to the tea?s stimulant qualities. Scientists who research and study natural foods seem to keep on rolling with new information about green tea.

Truthfully, everyone should drink green tea every day; but now we?ll talk about a couple of the reasons why we say that.

First of all and interesting to many, regular ingestion of green tea will assist you with weight loss. Diet pills and the like all have some kind of artificially added stimulant property in them. Green tea is a natural stimulant, which means it increases your metabolism. It?s self-reinforcing because the natural fat burner effect will help, but you?ll also have a more energetic feeling. But it is not a silver bullet because you will need to adjust your diet, if necessary, and some kind of exercise is better than nothing. There are many people for whom brain health is a real concern, and green tea has certain properties that help your brain. There have been studies that seem to indicate that green tea may be beneficial for memory loss and age related brain disorders affecting memory. Green tea has naturally occuring antioxidants that are implicated with memory support issues. Green tea would also greatly benefit younger people in school because it will help provide antioxidant support which everyone needs.

One of the best aspects of green tea is that it?s a completely natural way to get important nutrients, and it can be consumed in many different forms. If you want to follow the traditions of countries like China and Japan, you can simply enjoy green tea as a hot beverage. If you want, during the hotter months there?s nothing wrong with drinking green tea in iced tea form. Green tea capsules are also available and not hard to find, so that?s an alternative for some people. If the caffeine is an issue, then you can get decaf green tea, but you?ll be losing the natural stimulant properties for weight loss. Plus, you may want drink the caffeinated during day time and switch to decaf at night. But we?re all different, and you know best about your body.

It?s really all good with green tea because it is natural, safe to use, not expensive, and it?s found in many places. You can buy tea by the pound, as tea bags or as a supplement. Green tea does have caffeine in it, but it?s only about half as much as coffee, so that is appealing to some people. Considering all the terrific things green tea can do for you, it?s worth reading more about and then getting some and using it. In a way this tea is almost like a longevity enhancing substance only because it?s good for so many body functions.

The benefits of green tea are enormous and powerful, and who knows what else will become known about it. If you want to start taking it, you have a choice of drinking tea or finding a good green tea supplement. If you take it regularly, you will enjoy more of the benefits.

There is more content available on peliculas online there is a lot of information not detailed on this page, vist Author?s site to uncover added information.

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GAEMS announces new Sentry Xbox 360 suitcase, teases Project Vanguard

How could we forget the GAEMS personal gaming environment? Looking something like a cross between a laptop from the eighties, and a bomb disposal unit, the all-in-one Xbox system was always going to make an impression. Well, with E3 just around the corner, it looks like there might be another model on the way. All we know at the moment is that it's called "Sentry," and will have more of a personal entertainment leaning. This being based on the fact that on top of the Xbox gaming, GAMES only went as far to tease that services like Netflix, HULU and YouTube will be increasingly central to it. The firm is also revealing a new device with the working title "Project Vanguard," about which it's even more secretive. Either way, better make more room on that luggage rack.

Continue reading GAEMS announces new Sentry Xbox 360 suitcase, teases Project Vanguard

GAEMS announces new Sentry Xbox 360 suitcase, teases Project Vanguard originally appeared on Engadget on Sun, 03 Jun 2012 06:30:00 EDT. Please see our terms for use of feeds.

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Personal Development Power Tips | lifeprocoach.com

Personal Development, at its basis, is anything that allows us to grow into an ordered life that is of our choosing. This is one of the most cherished of goals among self improvement practitioners. There are some excellent methods available for achieving it. However, it is easier said than done. Here are a few hints and tips to get you started.

Clean the clutter from your life. There is an excellent saying in the personal development field, ?a tidy desk is a tidy mind?. Often times your outer environment is a reflection of the way you think and feel. Is your living or working space always cluttered? It?s important that you start to order your environment to reflect the ordered life you are building. Clear away unnecessary clutter from your surroundings. This may sound like a meaningless task but you are sending a very clear message to your subconscious mind that you intend to get organised.

When you begin to organise your living and working environment it allows you to develop the basic skills needed for organising your life. This can be achieved through goals. You should structure your goals in such a way that each one builds on the other and ensure that they are not in opposition to one and other.

Don?t be too set on achieving your goals in exactly the manner you intend to. A major factor in the non-attainment of goals is the inability to restructure plans and change direction when circumstances dictate these should be done. Remain flexible.

You learn from your mistakes and from hardship! This may be something that you do not want to hear because the very point of self improvement and personal development is to eliminate the suffering we feel in our lives and make to create a life we want to live. However, challenges and failures have a tendency of bringing out the best in us as we rise to the challenge and learn from our mistakes. You can?t truly know success unless you have failed! Learn from the failure and move on.

Don?t focus on the mistakes. Simply analyse them and learn the lesson they are trying to teach you. By staying focused on your failures, problems or toils you are actually creating more of them or at least keeping them in your experience. Focus on the solutions or at least focus on the fact ?your still in the game?. Consider any mistakes you?ve made as life lessons. Apply what you have learned from them and use them as references (of what not to do) in the future.

Always set goals for yourself that are realistic yet will stretch you beyond your current ?comfort zone?. Each goal should be an aid to progressing to your next.

Make sure you follow through on your plans. Persistence can accomplish things that nothing else can. How many times were you close to the end of the rainbow, and without even knowing how close you were, you quit? You may be someone who has drive at the start of a venture but find your enthusiasm waning as you progress, lacking the motivation that is needed to ?keep you keeping on? during times of hardship. Those who persist, especially in times like these, are those who ALWAYS win!

Never, ever, ever give-up!

The only true failure occurs when you quit. If you keep trying then obviously you haven?t failed because the final verdict isn?t in yet. But by quitting there is no more chance of success and you have failed!

Recreation is a must! You should aim to spend time with family and friends as this will offset any stress you are feeling and give you a balanced outlook. Human interaction is natural, healthy and enjoyable. Most goals will come to you through other people. This is a simple fact! No-one achieves anything worthwhile and worthy without some type of help or interaction from and with others. By keeping your social network open, alive and healthy you will open up avenues that you never knew existed.

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Some Alternate Payment Sources for In-Home Care

This is an overview on how to pay for home elder care. Long-term care insurance, veterans pension benefits, employee assistance programs, reverse mortgages, income tax credits or deductions, private pay, Area Agency on Aging,?AHCCCS/ALTCS (Medicaid), Medicare, TRICARE, and medical insurance are some of the alternatives available. Below are descriptions, telephone numbers, and web sites for these types of funding sources.

Long-Term Care Insurance

Long-Term Care Insurance will usually pay for non-medical in-home care. If you have a policy, we can contact your insurance customer service or claims department to ask about their requirements for your in-home care. We would need your insurance policy number and your insurance claims department telephone number. Of course, you may talk to them yourself if you prefer.

Arizona Department of Insurance has information about shopping for Long-Term Care Insurance. 800-325-2548, http://www.id.state.az.us/

Veterans Pension Benefits

Many veterans and their widowed are unaware that they are eligible for Veterans Pension Benefits. You do not need a service-related, war-time disability to receive benefits. You may telephone the Sierra Vista Veterans Benefits Counselor at 520-458-7144 or 888-952-4700 to set up an appointment to apply. You do not need to pay enormous fees for a third party to help you through the application process. Arizona Department of Veterans Services: http://www.azdvs.gov/

Basic information to determine eligibility: Was the veteran on active duty for at least 90 days? Does he/she have an honorable discharge? Did the veteran serve at least one day during one of the following periods: 12/7/1941-7/26/1947, 6/27/1950-1/31/1955, 2/28/1961-5/7/1975 and was physically in Vietnam, 8/5/1964-5/7/1975? This is basic, if you do not quite meet this criteria, you should still contact your local Veterans Benefits Counselor, since you may qualify.

There are other types of home care programs available to veterans, again, talk to your Veterans Benefits Counselor for more information.

Also read my post about Veterans Pension Benefit Counselors.

Employee Assistance Program

More and more employers are providing their employees with in-home care benefits for their family members. If your adult child is helping you in any way, and is working for an employer, he/she might be able to receive this benefit. Your adult child should contact his/her Human Resources Department about this benefit.

Reverse Mortgage

A reverse mortgage can allow you to remain in your home, using your home?s equity to fund your care. If you are age sixty-two or older, a reverse mortgage can turn your home?s equity into cash, a line of credit, monthly income, or a combination of all three. There are no required monthly mortgage payments and the proceeds are tax-free. Talk to your financial advisor to be fully comfortable with this type of mortgage.

HUD/FHA Home Equity Conversion Mortgage is a government insured program for reverse mortgages. Telephone 800-569-4287.? http://www.hud.gov/offices/hsg/sfh/hecm/hecm--df.cfm

AARP has information about reverse mortgages. Telephone 202-434-6044. http://www.aarp.org/.

SEAGO, Southeastern Arizona Governments Organization provides counseling for Home Equity Conversion Mortgages. 520-432-5301, 520-432-5858. http://www.seago.org/

Arizona and Federal Income Tax Credits or Deductions

In general, a licensed health care practitioner must certify that a person needs substantial help with at least two activities of daily living, and/or he needs substantial supervision to protect his health and safety due to severe cognitive impairment. Income tax credits/deductions are also available for certain long-term care insurance premiums. Please discuss these matters with your financial advisor to determine what is most cost effective.

Area Agency on Aging

SEAGO-AAA provides funding and case management for in-home care services and family caregiver support services.? 520-432-5301, 520-432-5858. http://www.seago.org/

AHCCCS/ALTCS

Arizona Health Care Cost Containment System (AHCCCS) is Arizona?s Medicaid program. Arizona Long Term Care System (ALTCS) is a part of AHCCCS, and provides for long-term care. To inquire about how to become eligible, or to apply for AHCCCS in Cochise County, telephone 520-459-7050, or 800-782-5827. http://www.ahcccs.state.az.us/

Credit and Debit Cards, E-Check, PayPal

We can accept credit and debit card payments, e-check payments, and transfers from checking and savings accounts via online transactions available at PayPal. As a merchant we pay fees, as a customer you pay your usual credit card fees or account transfer fees. This is useful for adult children who live out of state, but want to pay for their parents? services.

Medical Insurance, Medicare, TRICARE

We do not have an Arizona Home Health License, and we are not Medicare certified. We cannot provide services through Medical Insurance, Medicare, or TRICARE.

In general, medical insurance and Medicare will only pay for home health care, such as skilled nursing care, bed baths, and medication set-up for people either recovering post-hospital or house-bound. There are some exceptions to this. You would need to contact your medical insurance,?Medicare or TRICARE?claims department about the type of service you may receive.

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Reasons To Choose Tile Flooring For Your Home

by Ryan LeCluyse
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More Details about http://www.360flooring.com here.

It has always been said that the home is one of the biggest investments you can make in a lifetime. For this reason, most people will have their dream home as an ultimate achievement, if they were able to have it built. And with the passing of time, homeowners have also made it a point to carry out home improvement projects to continuously update the house, increase its value and make it more appealing to its occupants and guests. When it comes to building the home from scratch or improving the existing one, the flooring is always an area that needs attention. This is because it is the first thing that you notice in a house; it covers the biggest area; and it receives the most pressure. There are many flooring options to choose from, with the tile flooring being one of the most popular. It is safe to assume that every person who is gearing up for home construction has the tiles as one of the top choices. There are several reasons to this. One is that they can instantly enhance the aesthetic value of the home. Tile flooring is available in a wide variety of designs or patterns, colors and even texture, making it easy for you to pick one that can add beauty to your home.

In addition, tiles are durable. They can withstand the heavy traffic and weight of furnishings and fixtures. They don't get scratched and rarely will they get cracked. This makes tile flooring a good investment. Add to this the fact that many varieties of tiles are easy on the budget unlike plank hardwood flooring. There may be high-end tiles that cost more. It would all depend on your taste and preference. But of course, if you're on a budget, you will not be left without a choice. Another reason for the popularity and practicality of tiles is the easy installation process it requires. If you are dealing with a home improvement project, you can actually consider doing it by yourself. This can save you a lot of money. On the other hand, should you opt to get someone to do the job for you, it won't cost you that much, considering that the project may take a shorter time to complete because it is easy to do.

Furthermore, tile flooring is easy to clean and maintain. Unlike rustic hardwood flooring, there is no special cleaning solution required nor do you need anything to make it shine. The cleaning process would usually involve a mild cleansing solution and a sponge mop. Spills or dirt can just be wiped dry with ordinary cloth. This saves you a lot of time and money, two of the most precious commodities at present. Repair works can also be accomplished without much complexity. You can just remove the damaged tile and replace it with a new one. There are many places to look at for tiles. This includes the brick and mortar home stores and hardware stores. You can also shop online but make sure you know how to do it the right way to avoid pitfalls that might cause you troubles and cost you money.

Both rustic hardwood flooring and plank hardwood flooring might possibly be way off your budget, aside from the fact that they also cost a lot to maintain. With this in mind, tile flooring becomes your best option if you wish to come up with a home having not only an eye-catching floor but one that is easy to maintain as well.

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Ryan LeCluyse

flooring563@gmail.com
More Details about http://www.360flooring.com here.

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Keywords: rustic hardwood flooring,plank hardwood flooring,tile flooring

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Some Of The Health Benefits Of Grapes | Health & Fitness Tools

1st June, 2012 - Posted by health news -

Grapes are one of the most delicious fruits getting a variety of health benefits. Owing to their high nutrient content, they play an critical role in ensuring a healthy and robust life. The critical health benefits of grapes take account of its ability to treat constipation, indigestion, kidney disorders, fatigue, macular degeneration and prevention of cataract. They contain flavonoids that are very powerful antioxidants, which protect us from harmful bacteria. It can also reduce the damage caused by free radicals and slacken aging. Red grapes hold the greatest amount of antioxidants which are very nutritious for heart than other grapes variety.

Grapes are a rich source of vitamins C, B, B6, B12, K and folate in addition to essential minerals like potassium and selenium. They also contain good amount of calcium which help in strengthening the bones. As grapes contain a good amount of vitamin A, they are very good for healthy vision. Due to the eminent therapeutic value, grapes can be used for cure of asthma. With its assimilatory power, it increases the moisture present in lungs. They also contain antioxidants, which help in preventing degenerative diseases. Therefore grapes are quite efficient in stopping cataract, macular degeneration and additionally uveitis.

Grapes consist of good total amount of iron, magnesium and phosphorous which master a essential role in healthy and balanced functioning of body. Owing to the existence of antioxidants, these folks help in decreasing blood vessels cholesterol level and stopping center diseases by stopping the development of atherosclerotic plaques. The many fruits enclose good total amount of iron, so these folks are quite useful for anemic patients.

For treating migraine, ripe grape juice is an critical residence remedy. Devoid of mixer additional water, it ought to be taken early in the morning. Grapes additionally consist of sugars in basic kind as fructose which are easily digestible by body.

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Bad Jobs Report Another Nail In Obama?s Coffin (Powerlineblog)

Share With Friends: | | Politics - Top Stories Stories, RSS and RSS Feed via Feedzilla.

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Watch Snow White and the Huntsman Online Movie Free 2012 Fast ...

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Snow White has become the a lot of discovered and financially rewarding franchise enterprises in the total earth. Kristen Stewart may be the foremost lady from the motion picture and she?s among the record of principal motives people are eagerly waiting to Snow White plus the Huntsman Download Totally free on computer system process in ultra superior high quality with out the have to have of even investing close to just about anything. It may be one of several nearly all awaited movies of 2012 and also the trainers have expected that it must ruin many box place of work environment info aided by the period of time of its start, but that could be an assumption as only time period will inform how significantly this motion picture will go. But by thinking of the trailers moreover the posters from the particular movie, it is planning to unquestionably establish an effects amongst the viewers, that is for self-confident.

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Information Warehouse ? The Essentials Of Below Average Credit ...

There's no question that men and women who have superb or solid consumer credit profiles may have fantastic opportunities to apply for advantageous and more affordable borrowing products. However, those people who currently have below average credit are actually discovering more than ever before, we now have financial possibilities available for them as well. The main reason for this evolution in the bad credit market is actually an incredible rise of the volume of this population. More or less a quarter of United Kingdom folks are actually said to hold some manner of damaging consumer credit record or scoring. While the volume of this market has inflated, so has the choice of loan product providers wanting to vie for lending business from it.

Competitiveness has basically produced a larger number of funding offerings for everyone who has poor credit, made credit much simpler to uncover, and also provided considerably more sensible percentage rates and terms and conditions. Bad Credit credit seekers have a good deal more negotiating capability than they used to. Even people who've received County Court Judgments (CCJs) or bankruptcy can discover loan service packages and products constructed especially for their personal circumstances, including the types found at poor credit finance consultants.

Combined with improved levels of competition, the internet and the growth of standalone finance agents also have made it simpler for low credit score citizens. Impartial broker companies have pushed lenders to compete eyeball to eyeball for trade with people. It has caused various lenders to seek to market them selves as an extremely important firm as well as a compassionate lending company when it comes to individuals which currently have bad credit.

Though not quite as trouble-free as it should be for top-notch credit rating consumers, the funding task itself is getting a good deal more helpful concerning bad credit score applicants. Numerous internet firms offer up particular credit solutions that pledge split second approval and swift financing for either good credit and poor credit people. Other types also provide personal loan consultants who will work with consumers who run into any issues to make an attempt to establish the most suitable APR, terms and conditions, and plans obtainable. Secured personal loans, that can be covered by way of a collateral property, likewise help below average credit individuals to get hold of higher than average personal loan amounts and also the best percentage rates.

Customers really have to diligently examine their choices. A few bad credit score borrowers who are not accustomed to having alternate options, could be inclined to jump in to the very first personal loan recommended to them. However, borrowers must take into account that there are some less upfront financial institutions on the market that will attempt to prey on the worried borrower seeking any type of financing. Coupled with excessive interest rates, specific loan product providers bundle extremely high upfront costs, and other personal loan and insurance costs into credit while having nothing but a footnote in the small print. Borrowers have to be sensible and meticulously review their choices.

Martin writes for admloans.co.uk, who offer bad credit loans to people with low credit scores.

This entry was posted on Wednesday, May 30th, 2012 at 5:39 pm and is filed under Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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